Money

Tips for Keeping Your Job in a Recession

Every day, it seems as if the news is filled with reports of layoffs and job cuts at more and more companies. If you’re concerned about the safety of your own position, the New Jersey Society of Certified Public Accountants (NJSCPA) offers the following steps you can take to recession-proof your situation:

With Markets Down, Homeowners Turn To Phased Remodeling

DES PLAINES, Ill.— Residential remodels are no longer those once-in-a-lifetime projects that keep homeowners dreaming years on end before they ever pick up a hammer. Instead, many homeowners opt to do a series of remodels as their schedules, budgets and lifestyles evolve over time, according to the National Association of the Remodeling Industry (NARI).

IRS Alerts Public to New Identity Theft Scams

MOUNTAINSIDE —The Internal Revenue Service reminds consumers to avoid identity theft scams that use the IRS name, logo or Web site in an attempt to convince taxpayers that the scam is a genuine communication from the IRS. Scammers may use other federal agency names, such as the U.S. Department of the Treasury.

Planting Trees Can Cut Your Energy Bill

STATE—If you have ever escaped from blazing hot sun in a shady spot under a tree, you know how these natural air conditioners can make you feel more comfortable. A mature shade tree can block up to 90 percent of solar radiation, which could translate to a significant reduction in your home cooling cost. A Pennsylvania study found that air conditioning needs could be reduced by up to 75 percent by shading a house with trees!

Know Your Rights With Debt Collectors

Like many folks, I recently had an awkward encounter with a debt collector.
Someone had stolen my credit card number and used it to charge a hotel stay. Thanks to my card’s zero liability policy the charges were quickly reversed and I didn’t have to pay anything. But unbeknownst to me, the thief had booked an additional reservation, so my cancelled card was later charged a no-show fee.

Tips For Lowering Your Mortgage Payments

Many people are struggling to pay their mortgage as a result of the bad economy. Don’t despair if you are concerned about falling behind on payments. According to the New Jersey Society of Certified Public Accountants (NJSCPA) there may be options available that can help make it easier to keep up with those monthly bills:

Your Secret Weapon Against Bad Service: Free 2009 Consumer Action Handbook Now Available

PUEBLO, Colo.—When the economy is uncertain, it’s even more important to watch every dime. To help you get the most bang for your buck, avoid credit problems, and resolve shopping hassles, order the 2009 edition of the free Consumer Action Handbook from the Federal Citizen Information Center.

Protect Your Home During Summer Vacations

CLARK – The summer months are a popular time for family vacation travel. It is also open season for property crimes. Allstate Insurance Company, provides five tips for property protection to help homeowners enjoy a worry-free summer travel season.