Money

Planting Trees Can Cut Your Energy Bill

STATE—If you have ever escaped from blazing hot sun in a shady spot under a tree, you know how these natural air conditioners can make you feel more comfortable. A mature shade tree can block up to 90 percent of solar radiation, which could translate to a significant reduction in your home cooling cost. A Pennsylvania study found that air conditioning needs could be reduced by up to 75 percent by shading a house with trees!

Know Your Rights With Debt Collectors

Like many folks, I recently had an awkward encounter with a debt collector.
Someone had stolen my credit card number and used it to charge a hotel stay. Thanks to my card’s zero liability policy the charges were quickly reversed and I didn’t have to pay anything. But unbeknownst to me, the thief had booked an additional reservation, so my cancelled card was later charged a no-show fee.

Tips For Lowering Your Mortgage Payments

Many people are struggling to pay their mortgage as a result of the bad economy. Don’t despair if you are concerned about falling behind on payments. According to the New Jersey Society of Certified Public Accountants (NJSCPA) there may be options available that can help make it easier to keep up with those monthly bills:

State Sues Merrill Lynch

TRENTON – Attorney General Anne Milgram announced the filing of a lawsuit against Merrill Lynch & Co. this week, charging that it sold New Jersey’s Division of Investment $300 million in preferred stock based on misleading information about the firm’s financial condition.