Money

Church Hosts Program For Families Facing Forclosure

SCOTCH PLAINS—On Sunday, Feb. 7, at Willow Grove Presbyterian Church in Scotch Plains, Patrice Simms, a housing counselor with the Central Jersey Community Development Corporation’s Housing Assistance Recovery Program (HARP) will lead a discussion on what New Jersey families facing foreclosure can do.

Credit Score Damage Control

Although not as unique as fingerprints or snowflakes, credit scores are highly individualized – and often mysterious. Many factors determine your score, which can change overnight depending on everything from last month’s credit card balances, to opening a new account, to applying for a car loan.