Category: Money

Insurance Reality Check

When it comes to insurance, many people face the Goldilocks dilemma: Am I buying too much coverage, not enough, or just the right amount? How do you determine your proper insurance levels while ensuring you don’t waste money on unneeded coverage – or worse, leave your family exposed?

NJ Lost 13,000 Jobs In January

STATE – The state’s economy lost an estimated 13,000 jobs in January, according to data released today by the state Labor Department. Both the private and public sectors were affected, shedding 7,100 and 5,900 jobs respectively.

Tax Filing Deadline Looms

Nobody likes being nagged, but I’m going to risk reader displeasure by reminding everyone that there are hefty financial consequences if you owe income taxes and do not file a return on time – or at least request a filing extension.

Think Twice Before Tapping Retirement Plans

Before the housing crisis, it wasn’t uncommon for people to raid their home-equity piggybanks to pay off bills. Plummeting home values and tougher lending standards helped curb that practice, leading some people to engage in a far more disturbing habit: borrowing or withdrawing money from their retirement accounts to cope with financial hardship.