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Life Insurance 101

Life insurance has no one-size-fits-all option. Singles with no dependents often need little or no coverage. But it can be an important purchase for people whose families depend on their income to cover daily living costs, mortgage repayment, college, retirement or other major expenses.

EarthTalk®

Dear EarthTalk: Most gold mining operations use cyanide to extract gold from surrounding rock. What are the environmental implications of this, and are there alternatives? — J. Pelton, via e-mail

EarthTalk®

Dear EarthTalk: Why don’t more states mandate deposits on beverage bottles as incentives for people to return them? Most bottles I’ve seen only list a few states on them. — Alan Wu, Cary, NC