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EarthTalk®

Dear EarthTalk: A number of federal energy efficiency related tax incentives expired at the end of 2010. Will any such programs remain in force and if not, are there other ways to save money on green upgrades? — Jen Franklin, Chicago, IL

Understanding Credit Scores

If you’ve tried to take out a loan or open a new credit account recently, you know that the days of easy credit are long gone. Lenders, insurers, landlords and even some employers are more diligently scrutinizing your credit history to see if you’re a worthwhile risk.

Middlesex County To Conduct Annual Survey of Homeless

MIDDLESEX COUNTY — On Wednesday, Jan. 26, Middlesex County will conduct its Point-in-Time Count 2011 (PITC) survey throughout the county’s 25 municipalities. This annual survey assists in developing a “snapshot” of the number of homeless persons living unsheltered outside, in emergency shelters or transitional housing programs.

Community Calender

Concert • Jan. 22 at 8 p.m. – The Choral Arts Society of NJ will perform Bach’s Christmas Oratorio at the Presbyterian Church in Westfield, Mountain Ave. & East Broad St. Tickets are $20 ($15 for seniors & students) Info: 1-908-654-5737.