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EarthTalk®

Dear EarthTalk: I heard someone say that the environmental benefits of natural gas for electricity generation were overstated and that it is not as green-friendly as the industry would have us believe. What is your take on this? — D. Montcalm, Brewster, NY

Think Twice Before Tapping Retirement Plans

Before the housing crisis, it wasn’t uncommon for people to raid their home-equity piggybanks to pay off bills. Plummeting home values and tougher lending standards helped curb that practice, leading some people to engage in a far more disturbing habit: borrowing or withdrawing money from their retirement accounts to cope with financial hardship.