How to Get Your Degree in New Jersey Without Falling Foul of Our Much Criticized Student Loan Program

Back in July, the story of New Jersey mom Marcia DeOliveira-Longinetti who was shocked to still be required to pay off her son’s student loans after his murder – despite originally being told the debt would be forgiven – was one that caused a lot of concern among people in our state around whether or not federal student loans like this family had taken were essentially just ‘legal loan sharking’.

Student loans are a controversial topic all over the country at the moment, and it is a serious fear for many that they may be the source of our next major debt crisis. However, with the job market – while in recovery – highly competitive, young people who want to get the career of their dreams or adults who would like to return to school for a postgrad course or to take a degree they never had a chance to do sooner face a difficult dilemma.

Online Degrees – A Good Alternative

However, there are some ways to gain a good college degree without having to incur the same burden of debt as many graduates are now struggling with. Traditionally, the first has always been to attend a community college, and this can still be a very good option if you want cheaper education but are able to fit in studying around a college schedule. In recent times, though, studying online has become an even better way to gain a well respected degree – such as an online bachelors in business or even an MBA – without taking out the same level of student loans needed to support you while studying away at a private college.

Are Online Degrees Harder to Study?

In the past when the internet was more limited, online degrees were in many ways harder, because you could only gain support and feedback from your tutor by email, and you only really had things to read and the odd DVD to help you learn.

Now, however, there are a huge range of ways online universities can help make your course as easy to follow as being there, by allowing you to join interactive sessions, stream live lectures, and communicate with your tutors in real time. This means that taking a course like an online business degree is essentially no more difficult than attending lectures and meeting with your tutors in person regularly.

How Do Employers See Online Degrees?

In recent years, employers have begun to see little or no difference in the perceived quality of online graduates and graduates who attended on campus university courses.

Now that online degrees are so mainstream, what is valued is what you know and have demonstrated, not whether or not you had to relocate and get into lots of debt to learn it!

If you want to avoid getting involved with federal student loans and stay in NJ while you earn your degree to boot, then an online study course could be the ideal solution.


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