Brokers Cite Potential Problem For Small Businesses Offering Health Coverage

file000432821238-166x250by Andrew Kitchenman / NJ Spotlight

New Jersey insurance brokers are raising concerns that some small businesses could be forced to drop insurance coverage for their employees if too many workers chose to buy federally subsidized individual health insurance.

Under state law, a small business must have at least 75 percent of its employees participate in its insurance plan in order to offer coverage to employees. But brokers say that some businesses would drop below that 75 percent level if even just one employee dropped employer coverage to buy coverage available through the Affordable Care Act.

Read the full story at NJ Spotlight

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