How To Live A Top-Shelf Lifestyle On A Bottom-Dollar Budget

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by George Mcmanus

There are people who have money and people who are rich. – Coco Chanel

Luxury YachtEven though budgets have declined, Americans don’t want to forgo their luxuries. And why should they? It’s important to squeeze enjoyment out of life’s every moment and with some monetary cunning, you can prolong your extravagant lifestyle for cheaper than you ever thought possible. We highlight how to successfully pull off the champagne lifestyle on a beer budget.

The Philosophy of Living Luxuriously

What is luxury? Is it a social construct, a state of mind, a subjective point of view or a mixture of these things? It’s wringing maximal value from every dollar and using it to sustain your idea of luxurious living. It’s frugality with judicious use of self-indulgence so as not to become satiated. Does rampant materialism equal happiness? Discover what luxury means to you and from what true happiness derives from. Spend your money accordingly and enrich your life in the process.

Transportation on the Cheap

If you truly have an infinitesimal budget, there should be no reason why you’re not looking for a used car instead of the latest model. If bad credit continues to be a bane to your lifestyle, former buy here pay here at DriveTime dealerships have progressed to allow for multiple payment options. Focus on the luxurious aspects of the car: comfort, style, the sensation of driving it and any amenities. Used car lots are full of cars that will meet your criteria for bottom dollar prices.

Thrifting for Threads

The best advice for buying clothes is to buy them intermittently. How many clothes does a person really need? However, we know you want to live luxuriously after all and remain at the height of fashion. Luckily, shoppers can own a respectable wardrobe for pennies on the dollar. Firstly, shop at the end of a sales period. Retailers want to rid their stores of clothing surplus, and these items will be reflected in the tag price. The second and superior option is to regularly peruse the thrift stores. They’re a real gem for consumers expecting high quality, top line brands for a fraction of the cost.

The Meat Potatoes of Saving on Food

Once you’re savvy in the ways of frugality, prices at grocery stores and on the menus of restaurants will no longer reflect the price you ultimately pay. Social coupon companies like Groupon offer daily deals for the products and food you regularly buy. Oftentimes, these enable you to dine out at half the price. Further savings can be compounded by cooking and eating at home. Scrounge the papers or Internet for thousands of potential coupons. Get your scissors ready physically or digitally and get to cutting. Your smartphone can come into play with the many coupon apps that serve the same purpose. Using this method, coupons will automatically be sent to your phone for stores in your near proximity.

George Mcmanus is a freelance writer who moved to New York to escape the heat in Arizona. Go Mets!

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