Insurer Offers Tips For Winterizing Summer Cottages And Vacation Homes

LINCOLN, R.I, — It’s getting to be that time of year. Amica Insurance reminds everyone to make sure cottages and vacation homes are secured properly and offers some tips if you are leaving your summer home.

“Millions of homes are left unattended seasonally,” said Lisa Melton, an assistant vice president with Amica Mutual Insurance Co. “In order to prevent damage it is important to prepare your home in advance.”


Here are a few tips for preparing your property:

  • Unplug all appliances.
  • Drain the water system to prevent pipes from freezing.
  • Inspect your property for openings and remove all food to keep out rodents.
  • Adjust the thermostat. In colder climates, thermostats set at 55 degrees will help to prevent pipes from freezing. In warmer climates, air conditioning should be turned on to prevent humidity damage.
  • Clean gutters and downspouts and trim dead tree limbs.

It’s also important to make your home look lived in, Melton said. Empty houses are often targeted by thieves and vandals. To help make your house appear occupied:

  • Put interior and exterior lights on time sensors.
  • Suspend mail and newspaper service.
  • Hire someone to clear snow from your driveway.

“Winterizing your home properly will keep your home safe when you are unable to be there,” Melton said.

The Institute for Business & Home Safety also offers additional tips for protecting your home at

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